Frequently Asked Questions
1. How will I become a fractional owner of the property?
At BrickPlatter, each property investment is structured through a dedicated Special Purpose Vehicle (SPV) to ensure transparency, security, and legal compliance. Depending on the SPV type, your fractional ownership is structured as follows:
• If the SPV is a Private Limited Company: You become a shareholder and debenture holder in proportion to your investment. This gives you partial ownership and the right to earn returns.
• If the SPV is a Limited Liability Partnership (LLP): You become a registered partner in the LLP, sharing both ownership and profits based on your contribution.
This structure legally ties your investment to the property, ensuring your rights are protected while enabling smooth management and future exits.
• If the SPV is a Private Limited Company: You become a shareholder and debenture holder in proportion to your investment. This gives you partial ownership and the right to earn returns.
• If the SPV is a Limited Liability Partnership (LLP): You become a registered partner in the LLP, sharing both ownership and profits based on your contribution.
This structure legally ties your investment to the property, ensuring your rights are protected while enabling smooth management and future exits.
2. What is a Special Purpose Vehicle (SPV)?
A Special Purpose Vehicle (SPV) is a legally registered entity created to serve a specific, limited function - in our case, owning and managing a single property investment. At BrickPlatter, we form a separate SPV for each property listed on our platform. This SPV allows multiple investors to pool their funds and collectively own the asset. It also ensures:
• Transparent ownership structure
• Clear separation of assets and liabilities for each property
• Simplified management, compliance, and profit distribution This structure provides legal clarity, safeguards investor interests, and enables fractional ownership in premium real estate.
• Transparent ownership structure
• Clear separation of assets and liabilities for each property
• Simplified management, compliance, and profit distribution This structure provides legal clarity, safeguards investor interests, and enables fractional ownership in premium real estate.
3. What documents are required to invest with BrickPlatter?
To initiate your investment journey on BrickPlatter, you’ll need to submit the following documents:
a. PAN Card (mandatory for all investors)
b. Address Proof – Any one of the following:
a. PAN Card (mandatory for all investors)
b. Address Proof – Any one of the following:
- Aadhaar Card
- Driver’s License
- Passport
4. Is there a lock-in period on my investment?
Yes, each fractional property listed on BrickPlatter comes with a lock-in period, which is designed to maximize your returns and ensure a stable investment horizon. The duration of the lock-in varies depending on the property type and investment strategy. This information is clearly mentioned on the individual property page. We’re also actively working on introducing more flexible exit options in the future to give our investors greater liquidity and control.
5. What documents will I receive against my investment?
Once you invest with BrickPlatter, you’ll receive a comprehensive set of documents that confirm your ownership and secure your rights, depending on how the Special Purpose Vehicle (SPV) is structured:
If the SPV is a Private Limited Company:
• Investment Commitment Agreement (ICA) – Confirms your agreed investment terms
• Share Certificate – Proof of your equity ownership in the SPV
• Debenture Certificate – If applicable, outlines debt component of your investment
• Sale Deed – Legal proof of the property purchase under the SPV
• Buyback Agreement – (If applicable) Outlines exit terms or repurchase rights
• Property Management Agreement – (If applicable) Covers terms of asset management
If the SPV is a Limited Liability Partnership (LLP):
• Expression of Interest (EoI) – Acknowledges your participation intent
• Shareholders Agreement – Details your rights and obligations as a partner
• Sale Deed – Confirms legal acquisition of the property by the SPV
• Property Management Agreement – (If applicable) Covers terms of asset management
These documents collectively establish your fractional ownership, safeguard your investment, and ensure legal and financial clarity throughout the investment cycle.
If the SPV is a Private Limited Company:
• Investment Commitment Agreement (ICA) – Confirms your agreed investment terms
• Share Certificate – Proof of your equity ownership in the SPV
• Debenture Certificate – If applicable, outlines debt component of your investment
• Sale Deed – Legal proof of the property purchase under the SPV
• Buyback Agreement – (If applicable) Outlines exit terms or repurchase rights
• Property Management Agreement – (If applicable) Covers terms of asset management
If the SPV is a Limited Liability Partnership (LLP):
• Expression of Interest (EoI) – Acknowledges your participation intent
• Shareholders Agreement – Details your rights and obligations as a partner
• Sale Deed – Confirms legal acquisition of the property by the SPV
• Property Management Agreement – (If applicable) Covers terms of asset management
These documents collectively establish your fractional ownership, safeguard your investment, and ensure legal and financial clarity throughout the investment cycle.
6. How and when are the yields distributed?
Yield distribution depends on the type of asset you’ve invested in:
For Rental Yield–Generating Properties:
• Returns are distributed quarterly or annually (as per the property structure).
• Funds are directly transferred to your verified bank account.
• You’ll receive a detailed payout schedule once the property is fully funded and purchased by the SPV.
For Land or Non-Income Generating Assets:
• Returns are distributed at the end of the investment period, once the asset is sold.
• The sale proceeds (including capital appreciation) are then shared among investors in proportion to their ownership.
We ensure transparent communication throughout the investment lifecycle, so you always know when and how you’ll receive your returns
For Rental Yield–Generating Properties:
• Returns are distributed quarterly or annually (as per the property structure).
• Funds are directly transferred to your verified bank account.
• You’ll receive a detailed payout schedule once the property is fully funded and purchased by the SPV.
For Land or Non-Income Generating Assets:
• Returns are distributed at the end of the investment period, once the asset is sold.
• The sale proceeds (including capital appreciation) are then shared among investors in proportion to their ownership.
We ensure transparent communication throughout the investment lifecycle, so you always know when and how you’ll receive your returns
7. How do I know that my money was actually invested in the property?
At BrickPlatter, we ensure full transparency and accountability in how your investment is utilized. Once a property is fully funded, the following steps are taken:
• The property is legally registered under the name of the SPV created for that investment.
• All necessary charges such as stamp duty, registration fees, and GST are paid.
• We provide official registration documents and legal proof of ownership, which confirm that the funds have been used to acquire the asset.
These documents will be made available to all investors in the SPV, offering verifiable evidence of your stake in the property.
• The property is legally registered under the name of the SPV created for that investment.
• All necessary charges such as stamp duty, registration fees, and GST are paid.
• We provide official registration documents and legal proof of ownership, which confirm that the funds have been used to acquire the asset.
These documents will be made available to all investors in the SPV, offering verifiable evidence of your stake in the property.
8. What happens if the property does not get fully funded?
Your investment is only processed once the property is fully funded by investors. Until then, no funds are collected. If we are unable to reach the full funding commitment for a property, your Investment Commitment Agreement or Expression of Interest (EOI) will be considered void, and no action will be required from your end.
9. Are the returns guaranteed?
No, returns are not guaranteed. Like any real estate or market-linked investment, returns are subject to market risks and future property performance. While Brickplatter provides projected returns based on detailed analysis, these are indicative estimates and not assurances. We encourage investors to avoid schemes that promise guaranteed returns, as they often carry hidden risks.
10. How do I exit my investment?
We understand that investment needs can change, which is why Brickplatter offers two exit options after the mandatory lock-in period:
A. Exit via Property Sale
If an opportunity arises to sell the entire property, Brickplatter will present the offer to all shareholders. If more than 75% vote in favor, we initiate the sale. After completion, net proceeds (post taxes and fees) are distributed among investors based on their shareholding.
B. Exit via Sale of Shares
As a shareholder in the SPV, you can sell your shares. • First, your shares will be offered to existing investors in the property (Right of First Refusal). • If they decline, you’re free to sell your shares to someone you know or we can assist by promoting your share on our investor network.
A. Exit via Property Sale
If an opportunity arises to sell the entire property, Brickplatter will present the offer to all shareholders. If more than 75% vote in favor, we initiate the sale. After completion, net proceeds (post taxes and fees) are distributed among investors based on their shareholding.
B. Exit via Sale of Shares
As a shareholder in the SPV, you can sell your shares. • First, your shares will be offered to existing investors in the property (Right of First Refusal). • If they decline, you’re free to sell your shares to someone you know or we can assist by promoting your share on our investor network.
11. What happens to my investment if BrickPlatter stops operating?
Your investment remains secure and independent of BrickPlatter's operations. Each property is held through a dedicated Special Purpose Vehicle (SPV) - a legally separate entity. BrickPlatter acts only as the asset manager of the SPV. If the platform were to stop operating, the SPV would continue to exist and own the property since it’s a separate legal entity i.e. company.
In such a scenario:
• Our founders also co-invest in the SPVs, ensuring strong alignment and a continued commitment to delivering the best outcomes for all investors.
• Your ownership stake in the SPV remains intact, as it is legally separate from BrickPlatter.
• A new asset manager can be appointed by the SPV’s partners/shareholders to continue managing the asset.
This structure is designed to protect your investment and maintain business continuity, regardless of platform-level changes. .
In such a scenario:
• Our founders also co-invest in the SPVs, ensuring strong alignment and a continued commitment to delivering the best outcomes for all investors.
• Your ownership stake in the SPV remains intact, as it is legally separate from BrickPlatter.
• A new asset manager can be appointed by the SPV’s partners/shareholders to continue managing the asset.
This structure is designed to protect your investment and maintain business continuity, regardless of platform-level changes. .